{"id":15467,"date":"2019-07-26T18:42:02","date_gmt":"2019-07-26T18:42:02","guid":{"rendered":"https:\/\/fi-nancialplanner.com\/?p=15467"},"modified":"2019-07-26T18:44:12","modified_gmt":"2019-07-26T18:44:12","slug":"asset-allocation-whats-right-for-me","status":"publish","type":"post","link":"https:\/\/fi-nancialplanner.com\/index.php\/2019\/07\/26\/asset-allocation-whats-right-for-me\/","title":{"rendered":"Asset allocation: What&#8217;s Right for Me?"},"content":{"rendered":"\n<p>Today I discuss important factors to consider when trying to determine the appropriate asset allocation &#8211; between stocks and bonds.  In the video, I reference two articles I wrote, linked below.  The first article speaks to keeping what you earn by investing more conservatively.  The second  speaks to the multiple steps I take to determine the appropriate asset allocation including: <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Keeping 8 years of cash needs in safety assets (bonds or stocks)<\/li><li>The required rate of return for your financial plan to succeed<\/li><li>The results of your risk tolerance questionnaire, including a question to think about the maximum tolerable dollar loss in your portfolio (rather than percentage loss)<\/li><\/ul>\n\n\n\n<p>Since you&#8217;re already on my website (congratulations!) please take a look around.  If you think that you would like to talk with me further about how we could work together to come up with the right allocation for you, or about financial planning in general, I would love to speak with you.  Please send me a message or click the green button at the top of your screen to schedule a call with me.<\/p>\n\n\n\n<figure class=\"wp-block-embed-youtube wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Asset Allocation - What&#039;s Right for Me?\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/hx_L_SdEBWQ?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p> <\/p>\n\n\n\n<div class=\"wp-block-columns has-2-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-embed-wordpress wp-block-embed is-type-wp-embed is-provider-choosefi\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"4ElJRnLByD\"><a href=\"https:\/\/www.choosefi.com\/why-investing-conservatively-is-better\/\">Why Investing Conservatively Is Better<\/a><\/blockquote><iframe loading=\"lazy\" title=\"&#8220;Why Investing Conservatively Is Better&#8221; &#8212; ChooseFI\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" src=\"https:\/\/www.choosefi.com\/why-investing-conservatively-is-better\/embed\/#?secret=4ElJRnLByD\" data-secret=\"4ElJRnLByD\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-embed-wordpress wp-block-embed is-type-wp-embed is-provider-choosefi\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"Ycu0BcqPOD\"><a href=\"https:\/\/www.choosefi.com\/how-to-determine-implement-asset-allocation\/\">Where Should You Invest? How To Determine And Implement Your Asset Allocation<\/a><\/blockquote><iframe loading=\"lazy\" title=\"&#8220;Where Should You Invest? How To Determine And Implement Your Asset Allocation&#8221; &#8212; ChooseFI\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" src=\"https:\/\/www.choosefi.com\/how-to-determine-implement-asset-allocation\/embed\/#?secret=Ycu0BcqPOD\" data-secret=\"Ycu0BcqPOD\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Today I discuss important factors to consider when trying to determine the appropriate asset allocation &#8211; between stocks and bonds. In the video, I reference two articles I wrote, linked below. The first article speaks to keeping what you earn by investing more conservatively. The second speaks to the multiple steps I take to determine&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[52,1],"tags":[],"class_list":["post-15467","post","type-post","status-publish","format-standard","hentry","category-qa","category-uncategorized","category-52","category-1","description-off"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Asset allocation: What&#039;s Right for Me? - FI-nancial Planner<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fi-nancialplanner.com\/index.php\/2019\/07\/26\/asset-allocation-whats-right-for-me\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Asset allocation: What&#039;s Right for Me? - FI-nancial Planner\" \/>\n<meta property=\"og:description\" content=\"Today I discuss important factors to consider when trying to determine the appropriate asset allocation &#8211; between stocks and bonds. 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