THE FIRM

Is FI-nancial Planner Right for You?

Welcome to FI-nancial Planner -

A Virtual Financial Planning, Investment Management and Tax Preparation Firm

I help with everything financial so you can enjoy the journey to financial independence.  When you achieve your goals, I’ll be there to confirm you have the freedom to work on the things that matter to you, rather than just a paycheck.

As a fee only fiduciary, I have a legal obligation to act in your best interest and provide unbiased advice.  For all of my recommendations I make sure the costs are reasonable, and the outcome is more than worth the costs incurred.  You will quickly realize how deep my frugal nature is; I don’t like others to waste money either!

Fee-Only

No commissions, no hidden charges.

I pride myself on providing clear value with transparent costs.

Fiduciary

Always acting in the best interest of my clients.

CERTIFIED FINANCIAL PLANNER™

CFP® professional since 2013.
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Certified Public Accountant

CPA designation since 2012.

Licensed in Maryland and Virginia.

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SERVICES

How I can help you achieve financial independence so you can worry about things that matter, not your finances.

Service Offerings

Here’s how we will work to identify, prioritize and accomplish your financial goals so you can achieve them and then set new goals for the rest of your life.

The four service offerings aim to provide the support you need to reach your goals.  Please check out the offerings on the right.

Financial planning engagements encompass your entire financial life.  The components of the planning process are laid out below.  Beyond these elements of planning, we will dig into your beliefs and relationship with your finances and work to understand the motivations behind your goals.  All of this work will help you better prioritize your goals so you can accomplish them and focus on the things that matter the most to you.

While tax planning and portfolio analyses are covered in the financial planning engagements, ongoing tax compliance and portfolio implementation are separate engagements.  I have found that these are the two areas where my clients can use the most help in implementing and monitoring the recommendations from the planning process.

Cash Flow

We work together to get an understanding of how much money is coming in versus going out and determine whether it’s going towards the right things.  We will discuss how expenses will change over your life and how we can focus your energy and resources towards those expenses that provide you the most value.

Income Taxes

After reviewing your most recent tax return, we will discuss tax planning opportunities and work to implement strategies to reduce your income tax burden.  We view income taxes over your lifetime, and look to optimize between current income and the long term impact taxes will have on your financial plan.